Connect your systems. PayDue finds money, recovers money, and collects money — chargebacks, failed payments, unpaid invoices, unclaimed assets. You pay only when we succeed.
Eight steps, fully orchestrated. Every screen answers six questions: what happened, how much money is involved, what PayDue recommends, what happens next, who is responsible, and the deadline.
Link Stripe, Shopify, PayPal, banks, accounting. PayDue scans your financial and operational data.
Recovery opportunities detected, with probability and expected value: Amount × Probability.
Deterministic evidence package + AI narrative. Approved by a human, submitted where APIs permit.
Money lands in your account. PayDue takes the agreed success fee — immutable, audited, transparent.
Every product decision answers one question: where is there money that businesses and families are entitled to — but don't efficiently recover?
Production-grade recovery infrastructure — deterministic rules first, AI grounded in verified facts, humans in control of every high-risk action.
Transaction, order, shipment, tracking, comms & refund history assembled into provider-ready packages — grounded, never invented.
0–100 score with Low → Very High bands. Display: $1,240 · 91% · Expected $1,128.40.
Disputes and claims submitted directly where provider APIs permit — with manual fallback for every path.
Identified → submitted → won/lost → settled. Time-to-recovery, win rates, and net benefit on every case.
15–30% of recovered value. No recovery, no fee. The customer never pays for effort — only outcomes.
Integer minor units, original currency preserved, historical fees never recalculated. Append-only audit log.
Provider-specific deadline rules with automated alerts at 7 days, 3 days, 24 hours and 2 hours.
Auto under $100 · merchant approval $100–$2,000 · operator review $2,000+ · legal sign-off for regulated categories.
Queue-oriented console: approve, edit, reject, escalate — with evidence checklists and AI recommendations.
"How much did PayDue find this month?" "Why did this chargeback lose?" — answers grounded in your tenant data only.
Task→model ladder (micro → frontier) edited live in the AI Control Center. Cost per case logged and policed.
USD · EUR · BHD · SAR · AED · GBP. Original amount + currency always stored; no floating-point money, ever.
True tenant isolation at app + database layer. Platform and customer roles with least-privilege scopes.
Instant search across customers, invoices, transactions, recoveries, collections, cases and integrations.
CSV / Excel / PDF statements — recovery over time, money by source, success rate, average recovery time.
Email, SMS, WhatsApp (where legal) and in-app — template-based with consent, delivery and reply tracking.
Signature-verified, deduplicated webhook pipeline + versioned REST API with scoped merchant keys.
TOTP two-factor, backup codes, session management, encryption in transit + at rest, brute-force protection.
Creates a country-specific urgent checklist to register the death, secure certificates, notify institutions, stop avoidable loss and protect time-sensitive claims.
Finds credit-life and payment-protection coverage, checks policy deadlines and exclusions, prepares the claim, and prevents families from paying debts they may not personally owe. Coverage depends on the contract, insurer, co-borrowers, guarantors and local law.
Screens spouse, children and dependants for survivor pensions, death grants, funeral support, end-of-service benefits and employer insurance.
Preserves rent, royalties, creator revenue, freelance earnings, business distributions and other income that may continue after death.
Tracks legal, government, bank, insurer and provider deadlines with the source, verification date, required documents and proof of submission.
Coordinates documents, responsibilities, submissions, institution replies and money-at-risk across the complete family case.
The money outcome is primary — always. Here's what lands in your hands as a PayDue customer.
Recovered chargebacks, collected invoices, found assets and verified savings — paid to your account, net of one transparent success fee.
Money Found · Recovering · Recovered · Collected · Saved — live, with recent cases, integration health and AI activity.
Every claim ships with a deterministic evidence package + AI narrative, with stored source references you can verify line by line.
Approve, edit, reject or escalate every action above your thresholds. AI recommends — humans decide.
Detected $1,200 → Submitted $1,200 → Won $1,200 → Fee $240 → Net $960. Append-only. Every financial state change, recorded.
Verified charges, penalties or losses prevented.
Debt settled by insurance, waiver, correction or approved estate settlement.
Approved pensions, grants, insurance and employer benefits.
Recurring income successfully redirected or maintained.
Possible and verified assets shown separately.
Cleared funds received by the customer or estate.
Approaching deadlines, missing documents, open positions or disputed claims.
Every metric distinguishes estimated, verified and actually received amounts. No fake production values.
If we recover $0, you pay $0. Settlements are immutable — we never recalculate historical fees from changed configuration.
PayDue helps families stop avoidable losses, activate loan protection and survivor benefits, preserve continuing income, recover missing payments and transfer legally accessible assets to the rightful beneficiaries.
Register the death, obtain the certificate, complete embassy or attestation steps, notify urgent institutions, secure accounts and identify money at risk.
Example chain: Death notification → certificate → heirship/Faridha → bank and insurer notices → pension and employer claims
Identify every loan, card and mortgage; check credit-life insurance, co-borrowers, guarantors and collateral; submit the death claim and calculate any genuine estate liability.
Notify the bank and insurer immediately. The actual deadline is taken from the verified loan agreement, insurance policy or official rule.
Claim survivor pensions, death grants, funeral support, employer insurance, unpaid salary, gratuity, leave and retirement benefits for eligible family members.
Redirect continuing rent, royalties, app-store revenue, marketplace balances, freelance earnings, subscriptions and business distributions to the authorized estate account.
Find bank and wallet balances, shares, bonds, sukuk, pensions, insurance, forex and brokerage accounts, custodial crypto, property, business interests and unclaimed assets.
Record institutions and asset classes while alive, prepare beneficiary and authority information, and generate provider-specific claim kits after a verified death.
Fraudulent withdrawals, unnecessary subscriptions, unattended trading and avoidable fees.
Mortgages, property insurance, essential utilities, business hosting and value-preserving payments.
Credit-life insurance, survivor pensions, death grants, employer benefits and unpaid income.
Dormant accounts, investments, receivables, refunds, deposits and custodial assets.
Bank, brokerage, property, business and digital assets using verified legal authority.
Recurring royalties, instalments, pension eligibility and later-discovered assets.
This is illustrative demo data only. It is not stored as a real claim.
Outcome-based pricing removes the belief barrier. No $99/month SaaS. No retainers. One agreed success fee, accepted at onboarding and versioned per account.
Adapter-based architecture — new providers never require rewriting core logic. Sandbox-first, honestly labeled.
No false compliance claims — the architecture exists so formal certification can be added, and we say so.
Two-factor auth, backup codes, session management, login history, suspicious-login detection.
Enforced at application and database layer. No tenant can ever touch another tenant's data.
Every financial state change and admin action recorded. Impossible to rewrite history.
Encrypted at rest + in transit, least-privilege credentials, signed temporary evidence URLs, key rotation.
Signature verification, deduplication, async processing, safe retries — unverified events never execute logic.
Claim authenticity, duplicate detection, velocity limits, deceased-identity fraud flags. Never fabricate evidence. Ever.
Collections and estate workflows configurable per jurisdiction and customer type. Legal escalation always human.
Consent logs, PII minimization, data export and deletion workflows, retention policies.
| Case value / risk | Approval required |
|---|---|
| Under $100 · low-risk predefined action | Automatic |
| $100 – $2,000 | Merchant approval |
| $2,000+ | PayDue operator review |
| Regulated categories (loans, insurance, tax, estates) | Legal / compliance approval |
You see your first opportunities before you configure a single rule.
Email verified, 2FA ready.
Business type & profile.
Or any first integration.
"Analyzing your data…"
First opportunities shown.
Evidence + probability per case.
Recovery & collection preferences.
Success fee, versioned.
Human sign-off, then execution.
Money starts coming back.
Connect your first system in minutes. The initial scan shows you exactly what's on the table — before you configure anything.